At Bank & Trust Company, we may not be a big-name banking giant, but that’s exactly what makes us special. We’re a hometown community bank based in Litchfield, IL, with seven branches serving rural communities across Montgomery, Macoupin, Christian, and Sangamon counties.

We offer all the essential banking services you’d expect from a larger institution, but with a personal touch—here, you’re known by name, not by an account number. What sets us apart even more is our extensive trust and wealth management services, something you don’t often find at a community bank.

Since 1902, our mission has stayed the same: to provide the products and services our customers need—when they need them—at fair and competitive prices. Our team is passionate about delivering exceptional customer service, and we hold ourselves to the highest standards. Our vision is simple: “Every customer leaves with a smile and refers a friend.” With that commitment at our core, Bank & Trust Company is truly different from the rest.

Come see what makes us special—we’d love to welcome you!