August Brown Bag
Beyond the Premium:
How Employee Well-being Can Manage Rising Insurance Costs


 Wednesday, August 20, 2025
11:30 am – 1:00 pm 
$20/Member & $30/Non Member
(Includes Lunch)


Beyond the Premium:
How Employee Well-being Can Manage Rising Insurance Costs

Join us for an event focused on transforming workplace wellness in the face of rising healthcare costs! Discover innovative strategies and best practices to promote employee well-being, reduce healthcare expenses, and foster a healthier, more engaged workforce.

Whether you're an HR professional, manager, or team member, you'll gain practical insights into effective wellness initiatives that can make a real difference for your organization. Don't miss this opportunity to learn, connect, and lead the way toward a happier, healthier, and cost-effective workplace.




Featured speakers:
McKenzie Ratelle, LivWell and Brent Vik, Farmers Union Insurance

McKenzie Ratelle
McKenzie Ratelle is the founder of LivWell Health, a health clinic focused on weight loss and wellness. She has over 8 years of experience in the health and wellness world and has been actively involved in promoting workplace wellness in the Greater Grand Forks community.

As a business owner herself, McKenzie knows how much healthy employees can boost a company's success and is great at coming up with smart, affordable ideas that actually work for both people and businesses.

McKenzie is a graduate of the University of North Dakota and lives in Grand Forks with her husband Will, their spunky daughter Finley, and their dog Russ.



Brent Vik
Brent Vik is a local insurance agent licensed with numerous health insurance carriers in our area, including Blue Cross Blue Shield, Sanford, Medica, UnitedHealthcare, Humana, and many others. He has been with Farmers Union Insurance in Grand Forks for over thirteen years, and over the past five years, he has specialized in healthcare coverage, serving the community with dedication and integrity.